Personal finance advice

New year, new hope for mortgage market?

housekeys211 Following another difficult 12 months for the mortgage and property markets, there are signs in some areas of a hopeful year ahead.

Last updated 26 January 2011
Published by http://www.cumberlandnews.co.uk

Take the right loan route

cumberlandforsale211 Buying a property is one of the biggest purchases you’re likely to make, and your mortgage will probably be your single biggest outgoing each month.

Last updated 26 January 2011
Published by http://www.cumberlandnews.co.uk

Don’t be caught by tax deadline

mbtaxy1 At this time of year my mind turns not to birthday gifts but to tax returns. More particularly, I think about the impending end of the filing season for tax year 2009/10 (the year ended April 5 2010).

Last updated 14 January 2011
Published by http://www.cumberlandnews.co.uk

Why planning for the future is so critical

mbplanning Planning for the future is one of those things a lot of people put off until tomorrow, or the next day. Nobody really wants to spend their hard-earned income on something that might not happen, or something that will hopefully not happen for a good while yet.

Last updated 14 January 2011
Published by http://www.cumberlandnews.co.uk

2011 promises more financial woes

This year has been one of drama in the financial world. We have seen continuing worries about indebtedness with the term sovereign debt becoming familiar to many of us for the first time.

Last updated 7 January 2011
Published by http://www.cumberlandnews.co.uk

Give yourself a new money start in 2011

kiteflying71 With the New Year upon us, this is the time that many people put their New Year’s resolutions in place.

Last updated 7 January 2011
Published by http://www.cumberlandnews.co.uk

2011: it’s a buyer’s market

cumberlandsign71 Although considerable uncertainty remains in the UK housing market, together with many contrasting views, recent research shows that the public considers the best time to enter the housing market is within the next year.

Last updated 7 January 2011
Published by http://www.cumberlandnews.co.uk

Give your finances a workout

fitmeasure3112 The Christmas period is coming to an end and as the New Year rolls in there comes with it the inevitable resolutions for the year ahead.

Last updated 31 December 2010
Published by http://www.cumberlandnews.co.uk

Try these resolutions for a financially sound 2011

creditcards3112 Well, it’s all over for another year. A few more drinks to bring in the New Year, finish off the turkey and mince pies over the long weekend and then it’s back to the grind.

Last updated 31 December 2010
Published by http://www.cumberlandnews.co.uk

Simple ways to lessen the impact of the VAT hike

HM Revenue & Customs is raising the stakes with the advent of the 20 per cent VAT rate

Last updated 23 December 2010
Published by http://www.cumberlandnews.co.uk

How to extend your home on a budget

Extending your home or converting a loft can be a cost effective way to considerably improve it, increase its value and avoid the disruption and costs from moving. So where do you start?

Last updated 23 December 2010
Published by http://www.cumberlandnews.co.uk

Don't pay VAT you don't use

HM Revenue & Customs is raising the stakes with the advent of the 20 per cent VAT rate.

Last updated 17 December 2010
Published by http://www.cumberlandnews.co.uk

Plan early to fund your children's graduation

The basis of student finance has scarcely been out of the papers in recent weeks. It has only been in recent years that universities’ fees have been charged to the student and, of course, loans are made to cushion the cash-flow difficulties.

Last updated 10 December 2010
Published by http://www.cumberlandnews.co.uk

How to stay safe when shopping online

This Christmas, The UK Cards Association is again running its successful Be Card Smart Online campaign – to remind shoppers of common sense advice in order to stay safe online.

Last updated 10 December 2010
Published by http://www.cumberlandnews.co.uk

Save on new mortgage

dc hooos Remortgaging is probably not on your shopping list for the next few weeks as the Christmas season begins to get into full swing.

Last updated 3 December 2010
Published by http://www.cumberlandnews.co.uk

Make most of slim returns

money312 The Bank of England’s current policy of keeping UK interest rates at an all time low is good news for those with a tracker mortgage, as monthly payments have been reduced significantly in line with the reduction in base rates.

Last updated 3 December 2010
Published by http://www.cumberlandnews.co.uk

The lowdown on overdrafts

dollarbills2611 All businesses need a degree of flexibility to succeed so it is best to be ready to adapt to changes.

Last updated 30 November 2010
Published by http://www.cumberlandnews.co.uk

Don’t have a taxing Christmas this year

pressies2611 As we hurtle towards another festive season many organised people are considering what they should buy for their nearest and dearest.

Last updated 30 November 2010
Published by http://www.cumberlandnews.co.uk

A NEST egg for everyone

money19pension Over many years successive governments have tried, without significant success, to encourage individuals to take greater responsibility for their retirement.

Last updated 30 November 2010
Published by http://www.cumberlandnews.co.uk

Take care using cash machines

Cash machines are an obvious target for fraudsters as, wherever there is cash, there is the potential for crime. The chances of cash machine fraud happening to you are thankfully very low and the industry is working hard to keep it this way.

Last updated 30 November 2010
Published by http://www.cumberlandnews.co.uk