Personal finance advice
Daffodils? It must be time to freshen up your ISAs
It’s that time of the year again. We’re approaching spring and the end of the tax year and many of us will be thinking about our individual savings accounts – or ISAs, as they are usually known.
Last updated 27 February 2009
Published by http://www.cumberland-news.co.uk
An income for the rest of your life - if you act now
Turning your pension savings into an income for the rest of your life is one of the most important financial acts you’ll ever make.
Last updated 21 February 2009
Published by http://www.cumberland-news.co.uk
Brave enough to build it yourself?
To many people not involved in the property industry the thought of building your own house is daunting.
Last updated 20 February 2009
Published by http://www.cumberland-news.co.uk
Great news for trackers... for now
In recent months we’ve all been made aware of the difficulties the banks and financial institutions have brought upon themselves and the wider economy.
Last updated 13 February 2009
Published by http://www.cumberland-news.co.uk
Feeling squeezed? Take a some crunch-beating tips
There has been much talk of the credit crunch and its effect on the financial markets, but what in practical terms does this mean for small businesses, and what measures can be taken to alleviate its impact?
Last updated 13 February 2009
Published by http://www.cumberland-news.co.uk
Look before you leap
When you retire you normally give up your retirement savings in your pension plan in exchange for an income for life.
Last updated 6 February 2009
Published by http://www.cumberland-news.co.uk
Spring into savings now with an ISA
Christmas has been and gone and if you are like me, then you are counting down to longer days – spring and then summer.
Last updated 6 February 2009
Published by http://www.cumberland-news.co.uk
Charity begins with a tax check
The news has been full in recent days of the fuss over the TV coverage of the appeal for money for Gaza. I thought it might be timely, therefore, to say a few words on the subject of gift aid donations to charities.
Last updated 30 January 2009
Published by http://www.cumberland-news.co.uk
Helping savers through the stormy financial seas
It’s been a difficult year for savers. Already hit hard by rising inflation and the collapse of Icesave and Bradford & Bingley, the recent dramatic cuts in interest rates have left many feeling rather bitter.
Last updated 30 January 2009
Published by http://www.cumberland-news.co.uk
When rate cut is not good
Recent interest rate cuts by the Bank of England have taken the UK base rate to 1.5 per cent – great news for borrowers with loans linked to the base rate such as tracker mortgages.
Last updated 23 January 2009
Published by http://www.cumberland-news.co.uk
Top tips for the tax year
Christmas is already a memory but no sooner are the festivities out of the way than we are returned to the financial realities of life.
First, there is the credit card bill for all those expensive presents and then, at the end of January, many of us will have to pay our tax bills.
Last updated 9 January 2009
Published by http://www.cumberland-news.co.uk
Keep ahead as the times get tougher
New Year resolutions come and go, in particular the inclination to lose weight and improve general fitness levels.
Last updated 9 January 2009
Published by http://www.cumberland-news.co.uk
Bring in the new, with resolution
With the New Year upon us, it’s the time many people put their New Year’s resolutions in place.
Last updated 2 January 2009
Published by http://www.cumberland-news.co.uk
After a year like that, it would pay to take stock
As 2008 draws to an end, what can we look forward to in 2009? Who would have predicted the headlines we have seen this year and who would have guessed the casualties?
Last updated 2 January 2009
Published by http://www.cumberland-news.co.uk
The financial nightmare that was 2008
I am convinced that I am going to wake up and find out that 2008 was a dream The UK Government now owns a collection of high street banks; within a few weeks of inflation hitting a 16-year high the country is facing a serious risk of deflation; and the Bank of England has slashed interest rates by three per cent in as many months.
Last updated 23 December 2008
Published by http://www.cumberland-news.co.uk
Behind every Christmas tree there lurks a tax collector
I am sure that many of you will be only too well aware that any outstanding tax returns have to be submitted over the internet by January 31. That is also the date by which all of last year’s tax has to be paid.
Last updated 23 December 2008
Published by http://www.cumberland-news.co.uk
Sorry to mention divorce just now...
Today’s subject may not seem to be the most appropriate for the festive season, however, the first full working week in January is historically the most common time for warring spouses to start divorce proceedings.
Last updated 19 December 2008
Published by http://www.cumberland-news.co.uk
Have peace of mind shopping online
As Christmas approaches, perhaps you are thinking about all the things you still need to do with less than two weeks to go.
Last updated 17 December 2008
Published by http://www.cumberland-news.co.uk
No partridge in a pear tree ...but plenty of top tax tips
Well, it’s not quite 12 days till Christmas, but almost, and the chorus of Christmas songs is filling the radio waves and TV ads in abundance. The Twelve Days of Christmas song springs to mind as I highlight ‘Twelve Tax Saving Tips’…
Last updated 17 December 2008
Published by http://www.cumberland-news.co.uk
Helping offspring is taken on trust
We may not quite have been plunged back into the era of Charles Dickens but we are all entering uncertain times.
Last updated 5 December 2008
Published by http://www.cumberland-news.co.uk
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