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Tuesday, 02 September 2014

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Personal finance advice

Are you ready for disaster?

Some months ago, in an earlier article, I touched on the subject of business risk assessment – “business risk” being the threat that an event or action could adversely affect the ability of a business to achieve its objectives.

Last updated 15 January 2010
Published by http://www.cumberlandnews.co.uk

Finding the right rate for you

Now that the festive period is behind us and the new year is underway, if you are thinking about moving home or remortgaging you may be starting to seriously consider your options.

Last updated 11 January 2010
Published by http://www.cumberlandnews.co.uk

Options for university fees need some studying

At this time of year, prospective students will be anxiously examining the post (or possibly their emails) for offers from universities. Greater numbers of young people than ever before head for further education and the application process is a tense time for the whole family.

Last updated 10 January 2010
Published by http://www.cumberlandnews.co.uk

Spring into moving mode

The arrival of a new year steers many to consider moving home and to take advantage of the spring market which traditionally experiences higher levels of interest in properties for sale.

Last updated 5 January 2010
Published by http://www.cumberlandnews.co.uk

Popping that costly question?

According to splendicity.com, Christmas day is the second most popular day of the year to get engaged.

Last updated 5 January 2010
Published by http://www.cumberlandnews.co.uk

Wrap up the perfect gift... without red tape

Christmas week is upon us and last-minute shoppers will be more concerned with finding that perfect gift than the tax consequences of giving it.

Last updated 5 January 2010
Published by http://www.cumberlandnews.co.uk

New Year? Not for the taxpayer

bills31lou With the end of the calendar year upon us, it is traditionally a time for reflecting on the year gone by and looking forward to the one ahead.

Last updated 31 December 2009
Published by http://www.cumberlandnews.co.uk

Act on tax while the going’s good

Alistair Darling photo Last week’s Pre-Budget Report did not announce major tax rises (or indeed spending cuts). Nevertheless, the scale of the financial deficit leaves us in little doubt that both will be coming our way shortly after the general election next year – whoever wins.

Last updated 21 December 2009
Published by http://www.cumberlandnews.co.uk

Christmas time, mistletoe and crime...

Crindledyke photo Cooking, candles, presents and parties are all part and parcel of the festive season, but they also make it one of the riskiest times of the year in and around your home.

Last updated 21 December 2009
Published by http://www.cumberlandnews.co.uk

Property – the long game

Commercial property has traditionally proven to be an investment opportunity, particularly for businesses buying their own premises and operating from them, potentially providing a solid base and longer term security for the company or partnership concerned.

Last updated 14 December 2009
Published by http://www.cumberlandnews.co.uk

It’s time that you made the switch

bankpic2711 According to a recent survey for Deloitte, one of the largest business advisory firms in the world, more than half of UK banking customers would only place their money in a bank or building society that has branches on their high street.

Last updated 11 December 2009
Published by http://www.cumberlandnews.co.uk

Save on Xmas expenditure

There is still time to get your finances in some kind of order before the seasonal festivities kick in. Here’s 10 tips to help get through the Christmas season without going into the red.

Last updated 11 December 2009
Published by http://www.cumberlandnews.co.uk

Tax-free saving is all wrapped up

tax22711 In our Money Matters articles we quite often write about tax and investment issues so this week I thought I would try and bring the two areas together and try to explain some of the different ways of investing in a tax efficient manner.

Last updated 8 December 2009
Published by http://www.cumberlandnews.co.uk

Come next Wednesday, where will the Chancellor’s tax axe fall?

On Wednesday next week the attention of the political world will turn once again to tax and the public finances.

Last updated 8 December 2009
Published by http://www.cumberlandnews.co.uk

Build on your big asset - your home

kitchen04lou With Christmas and New Year just around the corner you may already be planning to sell your home during 2010.

Last updated 8 December 2009
Published by http://www.cumberlandnews.co.uk

Ethical? That’s up to the investor

NUCLEAR20LOU The recent announcement that the UK is to start construction of a new wave of nuclear power stations, with three likely to be built in Cumbria, has split opinion over the impact such plans will have on the environment.

Last updated 20 November 2009
Published by http://www.cumberlandnews.co.uk

Nine nifty makeover tips

decking20lou Research among estate agents has produced a list of the best ways to improve your home to help achieve a sale for it.

Last updated 20 November 2009
Published by http://www.cumberlandnews.co.uk

Make that B&B dream come true

Guesthouse photo Many dream of giving up their jobs, selling their home, and buying a guesthouse. It’s an idea that needs careful consideration and thorough research.

Last updated 13 November 2009
Published by http://www.cumberlandnews.co.uk

The tax man takes half

apple13lounew November is upon us and the anticipation of a Pre-Budget Report hovers in the tax world.

Last updated 13 November 2009
Published by http://www.cumberlandnews.co.uk

Versatile mortgages, with perks

Offset mortgages are a simple and effective way to manage cash assets as well as property debt, and may result in lower mortgage payments, or repaying your mortgage several years earlier than with a conventional mortgage product.

Last updated 6 November 2009
Published by http://www.cumberlandnews.co.uk

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