X

Cookies

Continue We want you to get the most out of using this website, which is why we and our partners use cookies. By continuing to use this site, you are agreeing to receive these cookies. You can find out more about how we use cookies here.

Monday, 01 September 2014

Subscriptions  |  evouchers  |  Jobs  |  Property  |  Motors  |  Travel  |  Dating  |  Family Notices

Money Matters advice from the experts

Business sense will clinch that commercial mortgage

The number of lenders providing commercial mortgages has decreased over the past five years. However, it is still possible to secure a commercial mortgage with lenders looking for low-risk, good-quality loans from applicants who are able demonstrate they have the skills to be successful and can comfortably service the borrowing.

Last updated 18 May 2012
Published by http://www.cumberlandnews.co.uk

Finding your way through the investment minefield

Over recent years investment markets have become more volatile and less predictable, a good example being the FTSE 100, a measure of the 100 largest companies based in the United Kingdom, which currently stands over 20 per cent lower than in 1999.

Last updated 18 May 2012
Published by http://www.cumberlandnews.co.uk

Take an interest in your mortgage’s rates and fees

Spring will soon become summer and your thoughts may well be turning to moving home. The housing market appears to be fairly active at the moment with new properties coming on for sale week by week and, with mortgage deals continuing to be available at very low rates, the signs appear promising.

Last updated 11 May 2012
Published by http://www.cumberlandnews.co.uk

Aid givers might lose out, but estates could win

The Budget has generated some interesting headlines with the whole issue of charitable donations being thrust into the public eye. However, for those working in the charity sector and those individuals who wish to make generous gifts the important factors are what has changed and what remains the same.

Last updated 11 May 2012
Published by http://www.cumberlandnews.co.uk

Top tips for safe spending on plastic when abroad

In the UK, we are generally accustomed to using our “plastic” without charge, however, overseas card transactions often carry a cost.

Last updated 4 May 2012
Published by http://www.cumberlandnews.co.uk

End of stamp duty holiday looming large for buyers

mbhouse1 The stamp duty holiday for first-time buyers came to an end on March 25, 2012 and thresholds returned to a one per cent levy on purchases over £125,001 to £250,000, three per cent on purchases between £250,001 and £500,000 and four per cent on purchases between £500,001 and £1,000,000, for all buyer types.

Last updated 4 May 2012
Published by http://www.cumberlandnews.co.uk

Simple rules for getting your tax return in on time

Should you make a tax return? Well, that sounds like a fairly simple question but during the year ahead many people will be finding out the hard way that they should have completed one and are now about to be penalised for not doing so.

Last updated 27 April 2012
Published by http://www.cumberlandnews.co.uk

Read the small print before relaxing in summer garden

With the summer approaching, gardens will soon become much more regularly used for recreational enjoyment by home owners.

Last updated 27 April 2012
Published by http://www.cumberlandnews.co.uk

At the riskier end of ways to save tax efficiently

In previous articles we have written about the tax benefits of investing in pensions and individual savings accounts (ISAs). This time I will explore two more tax efficient, but less well known investment vehicles – venture capital trusts (VCTs) and enterprise investment schemes (EIS).

Last updated 20 April 2012
Published by http://www.cumberlandnews.co.uk

Fix problems before they cost you a lot of money

UK homeowners are champions at spotting and dealing with common maintenance problems inside their homes, but are risking potentially large bills for repairs by failing to check for issues on the outside.

Last updated 20 April 2012
Published by http://www.cumberlandnews.co.uk

It’s not a cliché that we should all be saving...

Over the last month or so you may have noticed many adverts in the windows of banks and building societies, or adverts in newspapers from financial institutions encouraging us to use up your Individual Savings Account (ISA) allowance prior to the end of the financial year.

Last updated 13 April 2012
Published by http://www.cumberlandnews.co.uk

Spring clean your finances, including your mortgage

We are all trying to make our money go further in these difficult economic times, and as mortgages are, for many of us, our single biggest monthly expense, they should be the first area to be considered when we review our outgoings.

Last updated 13 April 2012
Published by http://www.cumberlandnews.co.uk

Buying your first home? Get advice early

Spring is here and, for some, the idea of buying a first home is about to become a reality.

Last updated 10 April 2012
Published by http://www.cumberlandnews.co.uk

Happy new tax year! What the budget changes mean for you

george64 Until this week, the weather has been more like summer than spring and people have been out enjoying themselves, probably unaware that this week the tax year ends and starts again.

Last updated 10 April 2012
Published by http://www.cumberlandnews.co.uk

Budget tax changes make it all the more important not to waste allowances

Last week’s Budget included tax changes for many of us and next week will see the start of a new tax year (on April 6 – I know it is a strange date to start the year but…).

Last updated 4 April 2012
Published by http://www.cumberlandnews.co.uk

Risk assessments will allow businesses to see the wood from the trees

trees303 In one way or another everyone has felt the impact of the harsher economic climate over the last few years. This has emphasised the importance of the need for all businesses, whatever their size, to undertake a regular risk assessment.

Last updated 4 April 2012
Published by http://www.cumberlandnews.co.uk

Time to consider a fixed-term mortgage deal?

brampton233 The Bank of England base rate has been at 0.5 per cent for just over three years. This is both the lowest it has ever been since records began and one of the longest periods without a change in recent times.

Last updated 23 March 2012
Published by http://www.cumberlandnews.co.uk

How to make the most of your pension contribution

Coins photo The tax year end gives us all a regular opportunity to consider taking advantage of the various tax reliefs and allowances available.

Last updated 23 March 2012
Published by http://www.cumberlandnews.co.uk

Hold your breath and wait for the fireworks

georgeosborne163 Once again, Budget day is nearly with us and the headlines will turn to tax. In some years this has been somewhat of a damp squib but this year seems likely to prove an exception.

Last updated 16 March 2012
Published by http://www.cumberlandnews.co.uk

How to protect yourself against online fraudsters

Fraudulent scams are on the increase, whereby fraudsters attempt to trick the public into giving out personal and sensitive information for financial gain.

Last updated 16 March 2012
Published by http://www.cumberlandnews.co.uk

Page
Hot jobs
Search for:

Vote

Should Cockermouth traders be given compensation over the town's ongoing roadworks?

yes

no

Show Result