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Thursday, 23 October 2014

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Money Matters advice from the experts

Grand designs on building your own home? It needn't cost the earth

grand designs To many people not involved in the property industry the thought of building your own house is daunting.

Last updated 5 December 2011
Published by http://www.cumberlandnews.co.uk

How to cushion the blow to your business of hard economic times

georgeosborne In recent months there has been much talk in the media of the possibility of a double dip recession.

Last updated 29 November 2011
Published by http://www.cumberlandnews.co.uk

Pension flexibility advised

Pensions are an issue which continue to cause debate across Cumbria and which show no signs of disappearing.

Last updated 25 November 2011
Published by http://www.cumberlandnews.co.uk

Plan for your future, prepare for the worst

cemetary2511 Over the last couple of weeks my colleagues Bob Wheatcroft and Graham Poles have covered student finance and student property, both pieces providing those of us with dreams and aspirations for the future of our children with some food for thought.

Last updated 25 November 2011
Published by http://www.cumberlandnews.co.uk

A guide to funding student accommodation

shtudents1811 Oh how time flies... or so the saying goes, and in respect of growing children I would tend to agree; the jump from toddler to teenager seems to happen in a flash and before you know it they are off to university, dipping into your savings to fund their adventure.

Last updated 21 November 2011
Published by http://www.cumberlandnews.co.uk

Start with your mortgage when you want to make savings

terracedhouse1811 We are all trying to make our money go further in these difficult economic times and as mortgages are, for many of us, our single biggest monthly expense, they should be the first area to be considered when we review our outgoings.

Last updated 21 November 2011
Published by http://www.cumberlandnews.co.uk

Cost and tax efficient university planning

andy 6thformcelebr A-level students will be going through the difficulties now of the university application process.

Last updated 14 November 2011
Published by http://www.cumberlandnews.co.uk

Is it time you showed an interest in remortgaging?

remortgage1111 It’s beginning to look a lot like Christmas. Actually, in some shops it has looked like Christmas for a couple of months.

Last updated 14 November 2011
Published by http://www.cumberlandnews.co.uk

Shopping for an annuity is a once in a lifetime option – so use it wisely

Although there are numerous retirement options available, the most commonly chosen route to providing pension income is to buy an annuity, which is the conversion of the accrued pension fund (usually after the tax-free cash has been deducted) into an income for life.

Last updated 4 November 2011
Published by http://www.cumberlandnews.co.uk

Protect your property this Bonfire Night

bonfire411 British Summer Time officially ended last weekend, although for those of us that have spent the last few months in this region, there is an argument to say it never started…

Last updated 4 November 2011
Published by http://www.cumberlandnews.co.uk

We’re beating the fraudsters, but don’t get complacent

laptop106 We must be doing something right. By “we”, I mean both the banks and building societies that provide banking services, and you, the users of those services.

Last updated 28 October 2011
Published by http://www.cumberlandnews.co.uk

No kidding: How to get a £1.8m pension pot

You may be surprised to know that more than 65,000 children now have pension plans – according to HMRC.

Last updated 28 October 2011
Published by http://www.cumberlandnews.co.uk

Act now to stay warm this winter

gasfire2110 Following an unseasonably warm autumn, long term UK weather forecasts are predicting a cold few months ahead and the prospect of snowfalls in November and December.

Last updated 24 October 2011
Published by http://www.cumberlandnews.co.uk

A guide to helping first time buyers with a deposit

An unassisted first-time buyer in England will typically spend £81,321 on rent over a period of 16 years by the time they buy their first home at the age of 37, according to findaproperty.com.

Last updated 24 October 2011
Published by http://www.cumberlandnews.co.uk

Affordable ways to get tax relief

monaco1410 The term ‘tax shelter’ may convey ideas of intricate schemes devised to avoid paying ones dues to society.

Last updated 17 October 2011
Published by http://www.cumberlandnews.co.uk

How safe is your money?

According to an economist who was recently interviewed by the BBC, the stock market has become remarkably consistent. It climbs three per cent one day; then falls three per cent the next.

Last updated 17 October 2011
Published by http://www.cumberlandnews.co.uk

What to do when the HMRC query your returns

moneypot510 The era of the self assessment tax return has changed the way HM Revenue & Customs (HMRC) views the returns it receives.

Last updated 11 October 2011
Published by http://www.cumberlandnews.co.uk

Don’t let your business freeze over

derwentwater710 The wide range of activities available to tourists visiting Cumbria helps to sustain our hospitality businesses over winter.

Last updated 11 October 2011
Published by http://www.cumberlandnews.co.uk

Splitting up (from) your tax allowances

Divorce can be a difficult time for anybody and if you add in the tax complications that need to be dealt with at the same time then you have a very difficult mix indeed.

Last updated 30 September 2011
Published by http://www.cumberlandnews.co.uk

Have a stress-free moving day

af movinghouis1 The National Association of Estate Agents (NAEA) has urged those about to move home to plan well in advance if they want to avoid any unnecessary stress on the day.

Last updated 30 September 2011
Published by http://www.cumberlandnews.co.uk

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