Five reasons you should insure your dog
Last updated at 14:09, Tuesday, 26 February 2013
Advertising feature. Your dog is a member of your family. That’s a bit of a cliché, but it’s true, isn’t it? He or she wakes up with you, watches telly with you and eats dinner with you (often when you’re not looking and they’re stealing leftovers from your plate).
They are your friend and your security guard, your court jester and your cuddly toy, and this is why you need to make financial provisions should anything happen to them. According to Yahoo Finance, your canine companion could cost as much as £16,000 over its lifetime .
That’s a huge sum of money to see all in one fell swoop, but owning a dog is a huge commitment, not just emotionally but financially too. Your loyal furry friend is your pride and joy, but aside from your house and your car, your dog could be the most expensive thing you own.
Some of this value can be broken down into manageable everyday expenses such as food, grooming and kennel stays. However, much of this expense is made up of vet bills, which can cause problems if doled out in one fell swoop.
The RSPCA, a charity that has cared for animal welfare for over a hundred years, now offer pet insurance designed to ensure your pet is covered in the event they get injured or fall ill. The fees accrued by such a situation could easily be covered by a pet insurance plan. It’s difficult to think of, but one day your dog could be hurt or become sick. Without proper financial planning, you could end up with the heartbreaking situation of not being able to afford his or her treatment.
To avoid this unthinkable circumstance, we’ve come up with five reasons to insure your dog, in the hope that more pet owners will consider taking out insurance for their beloved furry family members.
1. Vet bills are famously expensive. From £50 for a booster injection to £250 for an overnight stay, and the mounting costs of additional injections, bandages, oxygen and medications – the price of your pooch’s health could rocket in no time. Pet insurance will cover most illnesses and accidents, leaving you with only an agreed excess to pay for.
2. Insuring your dog isn’t just about preparing for illness or accident – most companies offer a reward fee, meaning that should your adventurous mutt decide to go walkies, you’ll be able to offer a larger reward for their safe return.
3. Compensation – should your prize-winning pedigree be stolen or suddenly pass away, an all-inclusive insurance policy will compensate you for your loss.
4. Inclusive pet insurance policies will also cover doggy travel insurance, meaning that when you go jet setting, so can your adventurous four-legged pal.
5. Should you be the one who becomes poorly, pet insurance will cover your dog’s stay in a boarding kennel while you recover in hospital, ensuring they have somewhere safe and caring to stay.
Don’t leave your dog’s health and security to chance. Owning a dog is a responsibility, but it’s a rewarding one. Making sure you have the right insurance to take care of your furry housemate ensures you have a long life together, and that he or she enjoys the best possible care that you can give.
First published at 11:30, Friday, 31 August 2012
Published by http://www.timesandstar.co.uk
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