DRIVERS across north Cumbria are less likely to run into trouble than those in other areas, new figures suggest.

Analysis by comparethemarket.com found that Carlisle, Copeland and Allerdale had above-average no claims records.

The area average in Carlisle is 6.8 years with no claims, while motorists in west Cumbria made no claims for an average of 6.9 years.

This was higher than the UK average of 6.5 years, based on car insurance enquiries made by customers between May 2018 and July this year.

Dan Hutson, head of motor insurance at the company said: “Lots of factors are taken into account when calculating a driver’s risk profile but having a higher no claims could be a good indicator that someone takes care while on the road.

“Having more years of no claims could mean that your risk profile is lower, and that you could be offered lower car insurance premiums as a result.

“The size of the car insurance no claims bonus varies between providers, if offered, so it’s as important as ever to shop around for a best deal to suit your needs.”

Steve Gooding, director of the RAC Foundation, said the amount of no-claims achieved is also affected by risks in certain area and behaviours of others. He said: "It is not surprising to see heavily trafficked, tightly packed, densely populated urban areas associated with lower levels of no-claims."

Of 20 areas with the lowest average number of years with no claims, 15 were in London.